Privacy Policy

Last Updated: May 2025

Borrow Collateral Free ("Platform", "we", "our", or "us") is a decentralized application that enables users to interact with blockchain smart contracts. This Privacy Policy explains what information may become available through your use of the Platform and how such information is handled.

1. Information Available Through Platform Use

When you use the Platform, certain information may be recorded on public blockchain networks, including:

2. Blockchain Transparency

Blockchain networks are public by nature. Information written to a blockchain may be visible to anyone, may remain permanently accessible, and generally cannot be modified or deleted once confirmed.

Users should carefully consider what information they choose to submit through blockchain transactions.

3. Smart Contract Interactions

The Platform operates primarily through decentralized smart contracts. Information submitted through those smart contracts is processed according to the contract logic and may become part of the permanent blockchain record.

4. Local Storage

The Platform may store limited information locally within your browser, such as wallet addresses, preferences, or email information, in order to improve user experience and maintain functionality.

This locally stored information remains on your device and can generally be removed through your browser settings.

5. Blockchain Transactions Gas Fees, Account Registration, and Loan Applications

Certain actions on the Platform require blockchain transactions, including but not limited to account registration, email registration, loan applications, loan-related requests, and other smart contract interactions.

When users create an account, register an email address, submit a loan application, or interact with the Platform's smart contracts, blockchain network fees ("gas fees") may be required. These fees are paid directly to blockchain validators, miners, or network participants responsible for processing and securing the blockchain network.

Borrow Collateral Free does not refund blockchain gas fees. Such fees are consumed by the blockchain network as part of transaction execution and confirmation.

Payment of gas fees, transaction fees, network fees, application fees, registration fees, or any blockchain processing costs does not guarantee account creation, email registration, loan approval, loan issuance, eligibility determination, account verification, or any specific outcome.

Account registrations, email submissions, loan requests, and other blockchain interactions may be approved, rejected, delayed, canceled, remain pending, fail due to network conditions, fail due to smart contract execution, or otherwise not produce the intended result.

All blockchain transactions are generally irreversible once confirmed by the network. Users acknowledge and agree that blockchain transaction fees are final, non-refundable, and cannot be recovered regardless of whether an account is created, an email is registered, a loan application is approved, rejected, canceled, or remains pending.

By using the Platform, users accept full responsibility for reviewing transaction details, wallet confirmations, network fees, and smart contract interactions before submitting any blockchain transaction.

6. Third-Party Services

Users may interact with third-party services including wallet providers, blockchain networks, RPC providers, and block explorers. These services operate independently and are governed by their own privacy policies and terms.

7. No Sale of Information

Borrow Collateral Free does not sell user information.

8. Security

Users are responsible for protecting their wallets, devices, passwords, seed phrases, and private keys. The Platform cannot recover lost private keys, reverse blockchain transactions, or restore access to compromised wallets.

9. Children's Privacy

The Platform is not intended for individuals under the age of 18.

10. Changes to This Policy

This Privacy Policy may be updated periodically. Continued use of the Platform after updates become effective constitutes acceptance of the revised Privacy Policy.

11. Contact Us

For questions regarding this Privacy Policy, please contact us through the official contact methods provided on the Platform : Contact us

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